If the time has come to request any help from the bank or the financial institution of your choice, you should know that there are several options to which you can turn.
One of them are free investment credits
They are definitely among the most requested in Colombia, and this is because their characteristics are very friendly for people looking to make improvements at home, go on vacation or pay for a course related to their education.
But, in your particular case, will it be equally attractive? Here are three signs that will help you understand if it is the ideal credit for you and make the right decision:
1. It has no guarantee
Many of the credits require a guarantee, that is, someone who answers for you in case you do not comply with the established payments; However, the free investment credit is one of the few that does not request it, so if you do not have one, there is no problem.
2. You will not use it for commercial purposes
If you are looking for extra money to cover expenses such as a vacation trip or to fix an environment in your home, that is, nothing that has to do with a business or commercial purposes, the investment release credit can help you. You must remember that the amounts granted will depend on your borrowing capacity.
3. Look for a loan with few requirements
One of the main reasons why they look for it is because it is not necessary to present so many papers, unlike other types of credits, so the whole process can be done quickly. If this sounds familiar to what you are looking for, then they are compatible.
Do not forget that interest rates and conditions may vary depending on the entity to which you turn. The best thing for your finances will be that you first compare the alternatives. For that, use online comparators like Dr. Jekyll’s.